If you have family, when is the last time you sat down to have a frank discussion about finances, your money, and what you value?
So many times families fail to have these conversations and the result is a group of people living in a dream world. They conjure up fantasies about going on extravagant vacations but have no real financial stability to support those fantasies. Instead of explaining that Disney World is not in our price range, we pull out the credit cards or go get new ones and make it happen. We operate as though the money to pay for it will just materialize out of thin air. In my world, that only happens for bankers. They are the only ones creating money out of thin air. For our families, most of us are working jobs and trading our time for money.
Having those frank discussions about finances, money and what you value are what’s needed to get to the place where you can go on the vacation without tying a debt noose around your neck and jeopardizing your family’s ability to function. Who said you have to take extravagant vacations every year? Where did that idea come from? Could it be television programming? Internet travel deals? Sit down and talk about the real costs of taking trips. Make a list and be certain everyone understands how long it would take to generate the money for such a trip. Maybe it’s a year. Maybe it’s five years! Does your family even have $1,000 in the bank for emergencies like a car breaking down? Are you doing anything to get yourself off the hamster wheel of corporate production? Can you live beyond each paycheck?
The topic of this blog is about fostering expansion. One of the ways we expand and grow is by facing the reality of our situations in life and by making decisions and taking actions that deal with What Is. Then we can make a way for what is desired. So many people got caught up in ‘The Secret,’ but one of the key ideas left out of that phenomenon was the simple fact that you must take right action. Yes, everything is created first in mind, using your powerful imagination and intuition but you must take right action to make any of those ideas a reality. There are no short cuts in life. They just seem that way at the time. Later you realize the full price that must be paid. The credit card bills do come due.
Expanding your mind by looking at what truly is in your world can be quite liberating. It may also feel like sitting on a razor blade as Tibetan guru Chogyam Trunkpa described it. But that experience of dealing with what is right in your face gives you a chance to just be with what is and acknowledge it. Then if it’s not what you want, insight can come as to how you might change it. If you don’t face it head on, you never have this opportunity to open up and see what there is to see, feel what there is to feel and know what there is to know. None of that is possible until you sit on that razor.
A stay-cation can be a lot of fun and it’s definitely cheaper. Maybe you can’t even afford a stay-cation. What is possible for your family? What could you do together that would foster family ties? Maybe it’s a tank of gas to go visit a long distant relative. Maybe it’s having everybody over for Sunday brunch and dinner with games.
Give your family a gift of expansion as we move into these wonderful summer months in North America. Show them you really care for their wellbeing by having a frank discussion about what you value and how that relates to your money and finances. No one can have true wellness and graceful aging if you’re saddled with debilitating debt and the worry and dis ease that comes with it.
For more on wellness and graceful aging, come visit me at JaniceWoody.com and here’s to your Lifetime Health!